Investor categories
The three Ardent CrowdFund investor tiers, retail, accredited, and institutional, and how each one differs under SEC Ghana rules.
Investor categories
Ardent CrowdFund classifies every investor into one of three tiers set out under Ghana's crowdfunding framework: retail, accredited, and institutional. Your tier determines how much you can invest per campaign and per year, which deal types you can access, and what disclosures are required before you subscribe. You can upgrade tiers at any time by submitting the relevant evidence.
Retail investors
Default tier for everyday Ghanaian investors, capped per-campaign and annual investment limits that keep exposure proportionate to income.
Accredited investors
Individuals who meet the income, net-worth, or professional-experience thresholds defined in the SEC Ghana guidelines.
Institutional investors
Registered companies, funds, and professional asset managers; onboarded via a separate business-account path with KYB.
How to upgrade your tier
What evidence we accept (bank statements, audited accounts, regulator letters) and how long reviews typically take.
Per-tier limits at a glance
A summary table of maximum ticket size and annual limits by tier, see Investor limits for the full rules.
Changes across tiers
How existing commitments are treated if you upgrade, downgrade, or change residency while holding investments.
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KYC verification
Complete Know-Your-Customer verification with your Ghana Card, passport, or voter ID, photograph it correctly, pass the liveness check, and get approved in 24–48 hours.
Browsing campaigns
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