How Ardent CrowdFund Works
Whether you are investing your savings or raising capital for your business, we have built a simple, transparent, and fully regulated process end-to-end.
Your investment journey in 4 steps
From signing up to receiving your first return, the entire process is designed to be simple, secure, and transparent.
Create Your Account
01
Sign up in under 5 minutes. Complete our simple KYC process online — no branch visits, no paper forms. We verify your identity securely to comply with SEC Ghana requirements.
Browse Vetted Campaigns
02
Explore live investment opportunities across agriculture, manufacturing, technology, and more. Each campaign includes a full offer document, audited financials, and risk disclosure.
Invest from GHS 500
03
Select your investment amount, review the offer documents, and commit. Funds are held in an SEC-compliant escrow account until the campaign closes successfully.
Track & Earn Returns
04
Once funded, track business performance through your investor dashboard. Receive dividend distributions, interest payments, or equity growth directly to your account.
Choose the right investment type
Ardent offers multiple capital structures so you can match your risk appetite and return expectations to the right deal.
Equity
Own a share of a growing business. Earn returns through dividends and capital appreciation as the company grows.
Ownership stake in the company
Share in profits via dividends
Potential for capital gains
Voting rights (where applicable)
Debt
Lend money to a business at a fixed interest rate. Receive regular coupon payments and principal repayment at maturity.
Fixed interest rate (typically 18–28% p.a.)
Regular coupon payments
Principal repayment at maturity
Priority over equity in liquidation
Convertible
Start as a debt investor with the option to convert your position into equity at a pre-agreed valuation when the business reaches milestones.
Debt coupon until conversion
Option to convert at a discount
Upside participation if business grows
Downside protection if not converted
Manage your portfolio from anywhere
Your investor dashboard gives you real-time access to campaign performance, investment statements, return schedules, and direct communication with the businesses you back — all from your desktop or mobile device.
Web & Mobile
Access from any device, any timeLive Portfolio Tracking
Real-time funding and returns dataSecure & Encrypted
Bank-grade security and 2FADigital Statements
Download reports and tax docsSubmit Your Application
01
Complete our online eligibility assessment and submit your business profile. Share your financials, growth plans, and capital requirements for initial screening.
Due Diligence & Review
02
Our team conducts a rigorous financial, legal, and operational review. We work with you to prepare an SEC-compliant offer document and set the right capital structure.
Launch Your Campaign
03
Go live to our 2,000+ verified investor community. Ardent provides a dedicated campaign page, marketing support, and investor Q&A management throughout the raise.
Receive Your Funds
04
Once your campaign successfully closes, funds are released from escrow directly to your business account. We handle investor communications and post-close compliance reporting.
Raise capital the smart way
We provide end-to-end support from application to post-close compliance, so you can focus on running your business.
Ready to get started?
Join thousands of investors and businesses on Ghana's most trusted crowdfunding platform.