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LEGAL

Regulatory Disclosures

Important context about regulation and our role — summary only.

Last updated: 16 April 2026

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This page provides general, non-exhaustive information about the regulatory context for Ardent CrowdFund, operated by Ardent Africa Technologies Ltd in Ghana. It is not legal advice and does not list every filing, licence condition, or rule. For binding terms, see Terms of Useand each Campaign's Offer Document.

1. Operator

The Platform is operated by Ardent Africa Technologies Ltd, a company incorporated in Ghana. Crowdfunding activities are conducted in accordance with applicable Ghanaian securities laws and rules as administered by SEC Ghana, subject to our authorisations and ongoing compliance obligations.

2. Role of the platform

Ardent provides technology and operational infrastructure to facilitate offers between Investors and Issuers. We are not the issuer of securities listed on the Platform unless expressly stated. We do not guarantee investment performance, issuer conduct, or repayment.

3. Regulatory framework (summary)

Crowdfunding in Ghana operates within the securities regulatory framework. Issuers and offerings may be subject to registration, exemption, or filing requirements, disclosure standards, and conduct rules. SEC Ghana supervises capital markets participants and may take enforcement action for breaches.

Users should review official SEC Ghana materials and professional advice for a complete understanding of their rights and obligations.

4. Not a bank or deposit-taker

Ardent is not a licensed bank, and amounts shown on the Platform are not insured deposits unless expressly stated otherwise by a regulated institution in a specific product. Investment via crowdfunding is not the same as saving in a bank account.

5. Client money & escrow (descriptive)

Where Campaign rules provide for escrow or segregated handling of investor funds, we work with regulated partners and processes designed to align with applicable requirements. Specific mechanics are described in Offer Documents and transaction flows on the Platform.

6. Offer disclosures

Each Campaign must be supported by disclosures appropriate to its structure and regulatory pathway, including risk factors, fees, and investor rights. You must read the Offer Document before investing.