Risk Disclaimer
Crowdfunding investments are high-risk and not suitable for everyone.
Last updated: 16 April 2026
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You should read this Risk Disclaimer carefully together with each Campaign's Offer Document and the Terms of Use. If you are unsure whether an investment is suitable, seek independent financial, legal, and tax advice.
1. General
Investing in securities offered through crowdfunding involves a high degree of risk, including the possible loss of your entire investment. Only invest money you can afford to lose without impacting your essential living expenses or obligations.
2. Not financial advice
Ardent Africa Technologies Ltd operates the Platform as an intermediary. We do not provide personalised investment, legal, or tax advice. Information on the Platform is not an offer or solicitation where prohibited. Any decision to invest is solely yours.
3. Loss of capital
Issuers may fail, underperform, or become insolvent. Equity may be worthless. Debt instruments may default. There is no guarantee of repayment of principal or interest.
4. Illiquidity
Crowdfunding securities are often illiquid. There may be no secondary market, and transfer restrictions may apply. You may be unable to sell your position or may only exit on terms specified in the Offer Document.
5. Issuer & business risk
Small and medium enterprises face operational, market, credit, and strategic risks. Financial projections are inherently uncertain. Key-person and sector concentration risks may apply.
6. Regulatory & legal risk
Laws and tax treatment may change. Cross-border investors may face additional reporting or withholding taxes. Regulatory approval of a Campaign does not imply approval of the merits of the investment for any particular investor.
7. Platform & operational risk
Technology outages, cyber incidents, or partner failures could affect access or processing. While we implement safeguards, we cannot eliminate all operational risks.
8. Past performance
Past performance of any Issuer, sector, or the Platform is not a reliable indicator of future results.
9. Suitability
Crowdfunding is generally appropriate only for investors who understand and can bear these risks. Investment limits and cooling-off periods may apply as described in the Offer Document and on the Platform.
10. SEC Ghana
Ardent CrowdFund operates within the regulatory framework applicable to crowdfunding in Ghana. The Securities and Exchange Commission of Ghana supervises market participants; see sec.gov.gh for public information. Nothing in this disclaimer limits any regulatory protections available to you under applicable law.
11. Your acknowledgement
By using the Platform and making investments, you acknowledge that you have read and understood this Risk Disclaimer and the relevant Offer Document, and you accept the risks described.