Investor limits

SEC Ghana applies investment caps so that no investor, and particularly no retail investor, can concentrate too much of their wealth into crowdfunding. Ardent CrowdFund enforces these caps automatically at the point of subscription, based on your investor tier and your cumulative activity across the platform. This page explains the limits and how they are tracked.

Why limits exist

The investor-protection rationale behind crowdfunding caps, and how Ghana's caps compare with other markets.

Retail investor limits

Per-campaign and 12-month rolling limits that apply to retail investors by default.

Accredited investor limits

How accreditation lifts the per-campaign cap and, in some cases, the annual cap.

Institutional investor limits

How institutional investors are treated and the limited circumstances in which annual caps still apply.

How Ardent tracks your limits

The running counters maintained on your account, how they are displayed in-app, and how they reset.

Upgrading your limits

The evidence required to move between tiers, and what happens to existing commitments if your tier changes mid-year.

What happens if you exceed a limit

How Ardent blocks over-limit subscriptions, and the edge cases where a limit review may be escalated to SEC Ghana.