Supported payments

Ardent CrowdFund is built for how Ghanaians actually move money. You can fund subscriptions and receive payouts through mobile money, any Ghanaian bank account, debit and credit cards, or the Ardent wallet. This page lists every supported method, the limits that apply, and how long each takes to settle.

Mobile money

MTN MoMo, Telecel Cash, and AirtelTigo Money, the daily and monthly per-wallet limits set by each operator.

Ghanaian bank transfers

All universal banks in Ghana via GIP and GhIPSS Instant Pay, plus standard bank transfer for amounts above the instant-payment cap.

Card payments

Supported card networks (Visa, Mastercard), 3D-Secure enforcement, and when cards are accepted for subscriptions vs. top-ups only.

Ardent wallet balance

Using an existing GHS balance in your Ardent wallet to subscribe to a new campaign, and the rules around reusing wallet funds.

Foreign-currency payments

Limited support for USD / EUR / GBP funding today, and the conditions that apply (e.g. accredited tier, institutional accounts).

Settlement times

A simple table of indicative settlement times per method, both in and out of the platform.

Troubleshooting a payment

A short troubleshooting tree for declined, pending, or missing payments, and when to contact support vs. your payment operator.